Small Business Superannuation Clearing House is closing (1 July 2026): what to do now

Sue Gordon

If your business currently uses the Small Business Superannuation Clearing House (SBSCH), you need to plan ahead.
The SBSCH is being phased out as part of the move to Payday Super. It stopped taking new registrations in October 2025 and will close completely on 1 July 2026. After that date, employers will no longer be able to use it to send super contributions.
That means every small business still relying on SBSCH needs a new way to pay super before the first payday after 1 July 2026.

What you need to do

Choose a new super payment method that suits your business.

For most employers, the simplest option will be the super clearing service built into their payroll software because it centralises payments and reporting.
If you do not use payroll software, you can:

Register with a commercial super clearing house, or
Contact your default super fund to ask about their clearing options

If you are an existing SBSCH user, your checklist

Choose an alternative payment method
Switch to the new method as soon as possible, before 1 July 2026
Download your super records from SBSCH before 1 July 2026

Putting a new solution in place early helps you avoid delays, missed payments, and compliance issues.
For the official ATO guidance, see: Small Business Superannuation Clearing House | Australian Taxation Office.

Normal deduction rules still apply, and you will need records to support: